Yumi
Lot Category | - | |||
Regular Cut of Lot (sq.m.) | 150 | |||
Excess Lot, if any (sq.m.) | 0 | |||
Total Lot Area (sq.m.) | 150 | |||
Floor Area - 54.90 sq.m. ; 3 Bedrooms | ||||
Package Price | 1,900,000.00 | |||
Plus: Excess Lot | 0.00 | |||
Total Package Cost (Inclusive of VAT) | 1,900,000.00 | |||
A. SPOT CASH or DEFERRED CASH | ||||
Spot Cash (30 days) less 3% | 1,843,000.00 | |||
Deferred Cash (3months to pay) less 2% | 1,862,000.00 | |||
monthly payment | 620,666.67 | |||
B. IN-HOUSE FINANCING (20% Down payment; 80% Amortization) | ||||
Less: Reservation Fee | 10,000.00 | |||
Less: Processing Fee (to start 1 month after reservation) | 20,000.00 | |||
Downpayment Balance (to start 1 month after payment of processing fee) | 350,000.00 | |||
monthly payment (for 1 yr. @ 0% int.) | 29,166.67 | |||
80% REMAINING BALANCE (to start 1 month after DP) | 1,520,000.00 | |||
1 yr. @ 0% interest | 126,666.67 | |||
2 yrs.- 14 % interest P.A. | 72,979.58 | |||
3 yrs.- 16 % interest P.A. | 53,438.69 | |||
4 yrs.- 18 % interest P.A | 44,649.98 | |||
5 yrs.- 20 % interest P.A. | 40,270.70 | |||
10 yrs.- 24 % interest P.A. | 33,513.11 | |||
C. PAG-IBIG FINANCING | ||||
Less: Reservation Fee | 10,000.00 | |||
Less: Processing Fee (to start 1 month after reservation) | 20,000.00 | |||
C.1 | ||||
Minimum Equity (to start 1 month after payment of processing fee) | 240,000.00 | |||
monthly payment (for 6 mos. @ 0% int.) | 40,000.00 | |||
LOANABLE AMOUNT (to start upon approval of loan) | 1,630,000.00 | |||
15 yrs @ 10.5% interest P.A. | 18,018.00 | |||
20 yrs @ 10.5% interest P.A. | 16,273.59 | |||
25 yrs @ 10.5% interest P.A. | 15,390.16 | |||
30 yrs @ 10.5% interest P.A. | 14,910.25 | |||
C.2 | ||||
Equity (to start 1 month after payment of processing fee) | 1,120,000.00 | |||
monthly payment (for 6 mos. @ 0% int.) | 186,666.67 | |||
LOANABLE AMOUNT (to start upon approval of loan) | 750,000.00 | |||
15 yrs @ 7.0% interest P.A. | 6,741.21 | |||
20 yrs @ 7.0% interest P.A. | 5,814.74 | |||
25 yrs @ 7.0% interest P.A. | 5,300.84 | |||
30 yrs @ 7.0% interest P.A. | 4,989.77 |