Yumi

Lot Category				-
Regular Cut of Lot (sq.m.)				150
Excess Lot, if any (sq.m.)				0
Total Lot Area (sq.m.)				150
Floor Area - 54.90 sq.m. ; 3 Bedrooms
Package Price				1,900,000.00
Plus: Excess Lot				0.00
Total Package Cost (Inclusive of VAT)				1,900,000.00
A. SPOT CASH or DEFERRED CASH
Spot Cash (30 days) less 3%				1,843,000.00
Deferred Cash (3months to pay) less 2%				1,862,000.00
monthly payment				620,666.67
B. IN-HOUSE FINANCING (20% Down payment; 80% Amortization)
Less: Reservation Fee				10,000.00
Less: Processing Fee (to start 1 month after reservation)				20,000.00
Downpayment Balance (to start 1 month after payment of processing fee)				350,000.00
monthly payment (for 1 yr. @ 0% int.)				29,166.67
80% REMAINING BALANCE (to start 1 month after DP)				1,520,000.00
1 yr. @ 0% interest				126,666.67
2 yrs.- 14 % interest P.A.				72,979.58
3 yrs.- 16 % interest P.A.				53,438.69
4 yrs.- 18 % interest P.A				44,649.98
5 yrs.- 20 % interest P.A.				40,270.70
10 yrs.- 24 % interest P.A.				33,513.11
C. PAG-IBIG FINANCING
Less: Reservation Fee				10,000.00
Less: Processing Fee (to start 1 month after reservation)				20,000.00
C.1
Minimum Equity (to start 1 month after payment of processing fee)				240,000.00
monthly payment (for 6 mos. @ 0% int.)				40,000.00
LOANABLE AMOUNT (to start upon approval of loan)				1,630,000.00
	15 yrs @ 10.5% interest P.A.			18,018.00
	20 yrs @ 10.5% interest P.A.			16,273.59
	25 yrs @ 10.5% interest P.A.			15,390.16
	30 yrs @ 10.5% interest P.A.			14,910.25
C.2
Equity (to start 1 month after payment of processing fee)				1,120,000.00
monthly payment (for 6 mos. @ 0% int.)				186,666.67
LOANABLE AMOUNT (to start upon approval of loan)				750,000.00
	15 yrs @ 7.0% interest P.A.			6,741.21
	20 yrs @ 7.0% interest P.A.			5,814.74
	25 yrs @ 7.0% interest P.A.			5,300.84
	30 yrs @ 7.0% interest P.A.			4,989.77