Bambu Estate

Hana

Lot Category				-
Regular Cut of Lot (sq.m.)				150
Excess Lot, if any (sq.m.)				0
Total Lot Area (sq.m.)				150
Floor Area - 40.38 sq.m. ; 2 Bedrooms
Package Price				1,450,000.00
Plus: Excess Lot				0.00
Total Package Cost (Inclusive of VAT)				1,450,000.00
A. SPOT CASH or DEFERRED CASH
Spot Cash (30 days) less 3%				1,406,500.00
Deferred Cash (3months to pay) less 2%				1,421,000.00
monthly payment				473,666.67
B. IN-HOUSE FINANCING (20% Down payment; 80% Amortization)
Less: Reservation Fee				10,000.00
Less: Processing Fee (to start 1 month after reservation)				20,000.00
Downpayment Balance (to start 1 month after payment of processing fee)				260,000.00
monthly payment (for 1 yr. @ 0% int.)				21,666.67
80% REMAINING BALANCE (to start 1 month after DP)				1,160,000.00
1 yr. @ 0% interest				96,666.67
2 yrs.- 14 % interest P.A.				55,694.94
3 yrs.- 16 % interest P.A.				40,782.15
4 yrs.- 18 % interest P.A				34,074.99
5 yrs.- 20 % interest P.A.				30,732.91
10 yrs.- 24 % interest P.A.				25,575.79
C. PAG-IBIG FINANCING
Less: Reservation Fee				10,000.00
Less: Processing Fee (to start 1 month after reservation)				20,000.00
C.1
Minimum Equity (to start 1 month after payment of processing fee)				180,000.00
monthly payment (for 6 mos. @ 0% int.)				30,000.00
LOANABLE AMOUNT (to start upon approval of loan)				1,240,000.00
	15 yrs @ 9.5% interest P.A.			12,948.39
	20 yrs @ 9.5% interest P.A.			11,558.43
	25 yrs @ 9.5% interest P.A.			10,833.84
	30 yrs @ 9.5% interest P.A.			10,426.59
C.2
Equity (to start 1 month after payment of processing fee)				670,000.00
monthly payment (for 6 mos. @ 0% int.)				111,666.67
LOANABLE AMOUNT (to start upon approval of loan)				750,000.00
	15 yrs @ 7.0% interest P.A.			6,741.21
	20 yrs @ 7.0% interest P.A.			5,814.74
	25 yrs @ 7.0% interest P.A.			5,300.84
	30 yrs @ 7.0% interest P.A.			4,989.77

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